CV Profile No.60972

Experience in the following industries :

• Advice, audit, accounting
• Banking, insurance, finance
• Consumer goods
• Distribution, selling, wholesale

Professional experience

• Branch Manager
• Magori Microfinance ltd
• 07.2020 - 06.2021
• Managing resources and staff, developing and attaining sales goals, delivering customer service, and growing the location's revenues. To oversee the performance of other employees who work in branch. To ensure and manage all loans issued on all set criteria and repayable on time. Auditing financial information,compiling and presenting reports, budgets, business plans, commentaries and financial statements,analysing accounts and business plans. Ensure daily cash flow, monthly flow, profit& Loss, petty cash, balance sheet, budget and annual office account are closed correctlyin account register and Ms excel and approved by me and sent to the Head quarter. Plan, organize and manage business projects based on client’s requirement. Merchandising, hitting targets and implementing strategies to improve sales, stock control. Accountanalysis, forecasting future sales, taking care of customer service including handling queries and complaints. Present, promote sell product /services using solid argument to existing and prospective customers. Perform cost-benefit and needs analysis of existing / potential customers to meet their needs. Establish, develop and maintain positive business and customer relationship

• Loan officer
• Magori Microfinance Ltd
• 08.2018 - 06.2020
• Preparing daily & monthly cash flow, petty cash, loan, and preparation of contract, profit and loss, balance sheet, customer file, file flow, Debt collection and Data entry of customers in MS excels, Ensure the clients has meet the required criteria e.g. bank statement, salary slip, passport size and guarantor. Monitor customer and advice that do not pay make sure they pay their debts. Verify customer information he/she is borrowed from another Institution through (Umoja Microfinance Iringa). Communicate with and meet with clients and Perform initial assessments for each client. Interview applicants to determine financially eligibility and feasibility of grating loans. Determining all applicable ratios and metrics and set up debt payment. Evaluating credit worthiness by processing loan application and documentation with specifies limits. Collect as much information about the client's as possible and Understand clients' needs and wants. Marketing for finding customers and prospective customers (advertisement) and experience in riding a motorcycle.

• Tender Manager
• Saigon General Supply
• 08.2016 - 07.2018
• Managing and ensuring the project brings productivity to the company. Monitor and determine the number of students to cook for the existing number. Tilling soil, planting, irrigating, storing crops, and maintaining machines, and assigns fields or rows to workers. Determines number and kind of workers needed to perform required work, and schedules activities. Overseeing staffs behavior to avoid theft and conflicts between the company and the school. Overseeing the administrative aspects or any other form of service establishment. Setting, monitoring, and assessing standard procedures for staff performance, duties, and responsibilities. Analytical mind with ability to make accurate mathematical computations. Review of information about demands and derivation of supply and proposal preparations. Clarification of bid conditions and management of the tender preparation. Monitoring of the bid management in order to ensure it is aligned with the organization's requirements.